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Blog

Two people walking through a grassy coastal landscape toward dramatic rocky mountains.
Alex Ralicki | Sep 28, 2026

Permission to Spend in Retirement: A Skill Rarely Taught

Retirement
Lifestyle
Finance
Savings
Family

For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.

Nobody teaches that part

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Alex Ralicki | Sep 28, 2026

Weekly Market Update September 28, 2026

Weekly Market Commentary

The Federal Reserve’s primary focus right now is inflation. This was evidenced by the Federal Open Market Committee’s (FOMC) decision to raise the benchmark

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a row of brick building store fronts
Alex Ralicki | Sep 21, 2026

Business Succession Planning: Built to Last vs. Built to Transfer

Finance
Retirement
Estate Planning
Family
Investments

Many business owners spend decades building something that works. The team. The reputation. The customers who keep coming back.

Then comes a quieter assumption

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Alex Ralicki | Sep 21, 2026

Weekly Market Update September 21, 2026

Weekly Market Commentary

The Federal Reserve raised the benchmark short-term interest rate at its September Federal Open Market Committee (FOMC) meeting. The quarter-point increase, to

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Alex Ralicki | Sep 8, 2026

Weekly Market Update September 8, 2026

Weekly Market Commentary

The economy should make measured progress this year. According to the Commerce Department, Gross Domestic Product (GDP) expanded at an estimated annualized rate

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forest trees transitioning through the seasons
Alex Ralicki | Aug 24, 2026

A More Flexible Way to Think About Retirement

Retirement
Finance
Lifestyle
Risk Management

Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty.

It sounds reasonable. But research

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Alex Ralicki | Aug 24, 2026

Weekly Market Update August 24, 2026

Weekly Market Commentary

The Federal Reserve is now expected to hold the benchmark short-term interest rate in the range of 3.50% to 3.75% at its September Federal Open Market Committee

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stepping stone in water
Alex Ralicki | Aug 10, 2026

What to Do With Your Next Dollar: A Financial Order of Operations

Finance
Savings
Investments
Retirement
Risk Management

What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what

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Alex Ralicki | Aug 10, 2026

Weekly Market Update August 10, 2026

Weekly Market Commentary

Inflation is still elevated. The Personal Consumption Expenditures (PCE) Price Index, the assessment of inflation most closely watched by the Federal Reserve

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Business professional in a suit standing by office window, looking at city skyline in a modern workspace.
Alex Ralicki | Aug 3, 2026

When the Headlines Keep Changing, Your Strategy Shouldn’t

Investments
Finance
Risk Management

It rarely starts calmly.

A headline breaks. Markets react. Another update follows—then another. Before long, the story feels like it’s shifting by the hour.

And

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Alex Ralicki | Aug 3, 2026

Weekly Market Update August 3, 2026

Weekly Market Commentary

The Federal Reserve held the benchmark short-term interest rate steady, in the range of 3.50% to 3.75%, at its July Federal Open Market Committee (FOMC) meeting

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Antique clock spiraling inward, symbolizing time distortion.
Alex Ralicki | Jul 27, 2026

What $100 Invested in 1928 Would Be Worth Today

Investments
Finance
Savings
Retirement
Risk Management

Many people think the biggest risk with money is losing it. A bad investment. A market crash. A bet that doesn't pay off.

But what if the most expensive

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